The best P2P lenders for high-net-worth individuals - Spear's Magazine

The best P2P lenders for high-net-worth individuals

The best P2P lenders for high-net-worth individuals

Welcome to the Spear’s ranking of the best P2P lenders for high-net-worth-individuals in the UK. The list features our Top Recommended advisers 

Peer-to-peer (P2P) lending providers offer loans to individuals and businesses through online services which match lenders to borrowers. These services often feature lower overheads and can be faster sources of finance than traditional providers.

For high-net-worth (HNW) individuals with investable assets of £1 million and more, P2P lending presents several opportunities. As a lender, they can earn high returns by matching their capital to borrowers. And as borrowers, they can access capital quickly.

The best P2P lenders can assist HNW clients in accessing these opportunities, addressing their specific needs to allow them to access or mobilise capital in an efficient and effective way.

Spear’s publishes annual rankings of the top private client advisers and service providers to HNWs. These are drawn up on the basis of peer nominations, client feedback, telephone and face-to-face interviews, data supplied by firms, as well as information gathered by the Spear’s editorial and research teams.

The P2P lenders featured in the 2021 edition of the Spear’s Wealth Management Index are included in the table below, along with their Spear’s ranking, and, where possible, their self-reported minimum account size, team assets under management (AuM), typical size of client accounts and fee-charging structures. 

Click on the individual names to be directed to more detailed profiles of each adviser on (The table is ordered by ranking and then alphabetically by surname.)

To explore all the Spear's indices, and to use our find-an-adviser tool to identify the private client adviser who is right for your specific requirements, go to the Spear's 500 website.

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If you are an adviser featured in index and would like to update your profile or provide additional information, please email

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